People might do not know that their auto insurance premium can go up. There are some factors that make your premium on auto insurance goes up. First, your auto insurance premium can go up if you have conducted any negative deeds like fault in car accident or traffic violations that make your records increase as well as your premium cost. The older the driver, the risk of having risk in driving is higher so they should be prepared to pay more for their premium. Other thing that can contribute to the additional premium on your auto insurance is the amount of the driver of your car for the risks of having accident is higher.
Next, you also should be careful in lending your car to your son or daughter in their teenage age, especially those who just begin their driving experience and still do not understand the regulation of proper driver in the road. Insurance company charges drivers with young age with higher premium due to that reason. Moreover, adding a new vehicle in your auto insurance will also adding you premium for you should pay for two vehicles. So, it is better to replace your old vehicle with the new one instead of keeping the old one and buy the new.